WHO WE ARE

SUDS Group, Inc., formed in mid 2007 when founders Susan Draper & Dave Sorensen, made a commitment to create a company that could be both local and global and had a core emphasis on giving back to community by Donating Time to homeowners facing foreclosure. Starting from their Keller Williams Realty office in Olympia, Washington, SUDS Group, Inc. conducts a one-on-one meeting to sort through the eventsacts on behalf of the homeowner.

"Our primary function as Realtors, licensed in the State of Washington, is to manage the Short-Sale tasks associated with the listing and sale of homes. We diligently guide every homeowner to select and consult with a licensed professional in areas including finance and law. We believe an educated homeowner has a greater capacity to take back emotional and economic control of their household."

The homeowner will either qualify for loan modification or not. If they do not then they are still stuck facing foreclosure.  

Because we are aligned on the same side as the homeowner, SUDS Group, Inc., is able to draw on all our affiliated real estate contacts and resources. The result to the homeowner is removal of the fear related to the documents and notices that arrive in the mail, direction to a list of licensed professionals in our local community who can create the preliminary evaluation of their personal situation and targeted list of prioritized options that are identifiable and specific.

Your buyer & seller referrals support our real estate practice. Through referrals to now business with buyers, sellers, & investors we have more time to devote to helping more homeowners avoid foreclosure.

REQUEST ASSISTANCE NOW

Having trouble making your mortgage payments?

• Feeling the stress mounting with each missed payment and phone call from the bank?
• Borrowing money from other sources to pay your mortgage?
• Getting confused as to what your options are at this point?

Is your foreclosure sale date approaching?

• It's best to allow yourself as much time as possible to short sale your property, but if you're not sure you have enough time to conduct a short sale, contact us so that we can discuss your situation.
• Check out our Frequently Asked Questions section for more information on short sales
• Are you ready to take back your control? Have more questions? Contact us now.

Not sure if you qualify for a Short Sale?
Do you...

• Owe more on your property than what you could sell it for, especially after real estate commission, closing costs, late payments, late fees, interest, excise tax, title and escrow fees?
• Have difficulty covering all your expenses each month?
• Not have money in the bank to cover the difference of what you could sell your home for and what you owe the bank?
• Want to know if you have any options left? Contact Us Now

Be Proactive and Save Your Credit From Foreclosure

• Foreclosure stays on your credit for up to seven years and can make it difficult to obtain another loan. Conducting a short sale minimizes the damage to your credit.
• For Answers to Foreclosure Frequently Asked Questions Contact Us Now

The Benefits of a Short Sale

• Your home gets sold and the mortage is fully paid off. The mortgage lender accepts a discounted payoff amount. Certain exceptions aply.
• Your credit record shows "Pays as agreed" or "Settled Debt" which looks better than a foreclosure.
• You have no out-of-pocket costs when completing a short sale, as the mortgage holder pays virtually all sales costs including title and escrow, commission, taxes, and approved property repairs.
• You can move forward with your life without having to worry about your mortgage payments.
• To find out if you qualify for a short sale go here and fill out the short sale prequalification form.

Experienced and Effective Short Sale Negotiator/Loss Mitigation Team

• Lenders commonly work with short sales we bring them because short sales often save them money. Mortgage servicers/banks can lose a lot more money if your property goes to foreclosure sale. We use our established relationships with lenders and asset managers to effectively negotiate the sale with them.

Here's How It Works

• We set an appointment to list your home as a short sale and begin marketing it to receive an offer before your property is sold at foreclosure auction. Our team's goal is to have an offer on your property within 30 days.
• The loss mitigator will assist you with gathering all of the financial information to support your hardship, put together all of the necessary forms, contact your lenders and begin the short sale process.
• We submit offer(s) on your property, the traffic report, the financial information, and other supporting documents to our contacts within the mortgage company or asset manager to negotiate the short sale of your property. We coordinate with title companies, attorneys, asset managers, mortgage insurance companies, trustees, etc. for the approval of your short sale.